Thinking of launching your own small business or growing your current one? The Pradhan Mantri Mudra Yojana (PMMY) is a government-backed scheme that provides financial support to small entrepreneurs. The best part—you can apply directly from your mobile without visiting multiple banks.
Types of Loans Available
Mudra loans are divided into three categories depending on your business stage:
- Shishu Loan: Up to ₹50,000 (ideal for new startups)
- Kishore Loan: ₹50,000 to ₹5,00,000 (for growing businesses)
- Tarun Loan: ₹5,00,000 to ₹10,00,000 (for expansion and scaling)
Step-by-Step Mobile Application Process
Follow these simple steps to apply online:
- Open your browser and visit the official Jan Samarth Portal (jansamarth.in)
- Choose “Business Activity Loan” from the homepage
- Complete the eligibility check by answering basic questions
- Sign up using your mobile number and verify via OTP
- Fill in your details and upload the required documents
- Select a suitable bank and submit your application
Documents You’ll Need
- Aadhaar Card & PAN Card
- Recent passport-size photo
- Address proof (Voter ID / Ration Card / Driving License)
- Business details (name, type, location)
- Last 6 months bank statement
Key Benefits of Mudra Loan
- Collateral-Free Loan: No need to mortgage property
- Affordable Interest Rates: Lower than many private lenders
- Quick & Easy Process: Apply anytime from your mobile
- Supports All Small Businesses: Retail shops, tailoring, dairy farming, food stalls, and more
Important Link: Apply Now
Important Reminder
Once you submit your application, the bank may contact you for verification or request a visit to the nearest branch before approval.
Turn your business idea into reality with Mudra Yojana—fast, simple, and accessible anytime, anywhere!
